Separation and divorce: How do we split up our investments?
When a relationship breaks down, there are tax implications arising from the division of investment assets. ...
Switching from mutual funds to ETFs
Thinking about switching from high-fee mutual funds to low-fee exchange-traded funds? An investor advocate walks through the steps—and watch-outs—to follow when you're ready. ...
Ways to “unlock” retirement savings in a LIRA
Keith wants to know what to do with his DPSP now that it has been transferred to a locked-in retirement account. ...
Using The Wealth Formula to boost investment success
Understanding the six forces that affect how your money grows, and how they may pull you and your money in different directions—often at the...
Financial priorities for the new year
January is a good time to review your investments, tax and debt management planning. Here’s how to get started. ...
What to consider if you still have RRSP contribution room
With just weeks left before the contribution deadline, a Certified Financial Planner rounds up key facts and common RRSP myths. ...
Changing attitudes towards RRSP contributions in Canada: It’s complicated
Financial instability created by the pandemic is shifting why and where people choose to save or invest. ...
Transferring employer pensions to LIRAs, LIFs and RRSPs
Can you take it with you? After quitting his job, Andrew wants to know if he can transfer that employer’s pension to an RRSP....
How much to take out of your RRSP in your 60s
Although RRSP withdrawals can be deferred no later than age 72, it may be necessary or advisable to make withdrawals before then. ...
Asset location: Where to hold investments for tax savings
Investments are taxed differently. Readjusting your asset location (stocks, bonds and funds in the right accounts) can save you money. ...
Recent Posts
Are RRSP contributions worth it at age 70?
Shirley wants to offset capital gains. Is it worth it? ...
Which savings plans should a 37-year-old with a military disability income contribute to, and...
Jason and his wife have registered disability savings plans, and want to know how to prioritize their contributions among various investment accounts. ...
Switching to lower-cost investing
Would you like to build a larger, more sustainable nest egg without taking more market risk? ...
Ways to earn extra money during COVID-19
Here’s a roundup of organizations and services that can help connect you with paid work in a variety of industries. There are options for...
CDRs vs US blue-chip stocks: Which makes more sense for Canadian investors
ADRs can be attractive, but here’s a case for CDRs for Canadians—plus a warning for tax time. ...