TFSA, RRSP or pay off the mortgage? What should Ben do...

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His gross household income is $85,000 ...

How should a new Canadian invest his extra cash?

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Should Adam add it to his TFSA? Or pay down the mortgage on his properties? ...

Investing tips for dual citizens of Canada and the U.S.

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TFSAs are best avoided, RRSPs can work for you, and other financial wisdom ...

The best ways to help kids financially

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You don’t have to be rich to give children a good start in life. Here are six strategies to use with kids of any...

“Will my hard-working teen have to pay tax on withdrawals from...

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Scott is wondering how to split Registered Education Savings Plan funds between his children to minimize the tax payable on withdrawals. ...

The bank of grandma and grandpa

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Sol wants to contribute to his grandkids’ future with annual gifts he’ll start now. What’s the best way to manage the money outside of...

10 things private schools won’t tell you

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Some private schools deliver great educations. Others are major disappointments. We set out to discover what really goes on behind those ivy-covered walls. ...

Investing tips for expectant parents

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Dario and Brianna estimate they’ll have $10,000 a year to put towards retirement savings, their child’s education or paying down their mortgage. What should...

Can you make a transfer from an RESP to a spouse’s...

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Ralph has unused savings in a registered education savings plan, and wonders if he can move the taxable portion to his wife’s retirement plan....

How to protect family RESPs from being raided

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Morley is concerned about the education savings he’s putting aside for his son's twin boys. What happens if their mother withdraws the RESP money...

Recent Posts

Investing tips for expectant parents

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Dario and Brianna estimate they’ll have $10,000 a year to put towards retirement savings, their child’s education or paying down their mortgage. What should...

Ways to earn extra money during COVID-19

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Here’s a roundup of organizations and services that can help connect you with paid work in a variety of industries. There are options for...

How to save on capital gains tax when selling a rental property

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A reader wonders if he should buy his parents’ rental property or wait to inherit it, based on the capital gains implications. ...

What happens to your TFSA when you die

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This is how a TFSA gets distributed in the event of a death, plus, info on making sure it is not subject to probate....

Bleeding your RRSP dry to save on tax when you’re dead

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Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than the minimum withdrawal from her...