Do inflation-linked bonds make sense in an era of rising interest...

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The risks and rewards of investing in TIPS, RRBs and the ETFs that hold them. ...

Calculating expected returns on the sale of real estate

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Yan is selling his home and wants to know how to price it to ensure he turns a profit. ...

Should you leave corporate savings in your company?

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Chris has a lot of money saved in his corporate bank account and wants to take it out with the least amount of tax....

What happens to your TFSA when you die

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This is how a TFSA gets distributed in the event of a death, plus, info on making sure it is not subject to probate....

Principal residence exemption on death and capital gains with joint tenancy

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There are rules around capital gains on the sale of joint property in Canada. But how does death affect tax and probate fees for...

Why the mortgage stress test isn’t the villain it was made...

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The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be a saving grace for many...

Capital gains on subdivided land, and HST on vacant land

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For property that you can subdivide, you can sell some of the land and build a house on the rest. But would you owe...

Understanding the 1994 capital gains tax election

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There is a $100,000 capital gains exemption that applied until 1994. Find out if it can be used to reduce the tax payable on...

Should you start OAS if you are still working?

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Not retired yet? Wondering about applying for Old Age Security? Here are the things to consider first. ...

Capital gains when selling property to family

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If you sell a property to a relative for a bargain price, does that mean you pay less tax for capital gains? ...

Recent Posts

Should Marcel move all his RRIF investments to a low-risk balanced fund?

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He wants to lock in equity gains and reduce volatility ...

My three kids chose different educational paths. How do I withdraw RESP funds in...

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A Certified Financial Planner explains how RESP withdrawal and taxation can work for each of your children, regardless of their educational path. ...

Corporate investments for retirees

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Retired with cash and investments in a corporation, and wondering how to withdraw with minimal tax implications? ...

After inheriting a RRIF account, how to know what you owe the taxman

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Randy’s wife is the beneficiary of her late mother’s RRIF, and she wants to avoid penalties and interest on the tax owing. ...

Who’s afraid of big, bad debt?

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A new survey confirms we’re all worried about how much we owe—but Generation X is taking it the hardest, while Millennials are optimistic about...