Do inflation-linked bonds make sense in an era of rising interest...
The risks and rewards of investing in TIPS, RRBs and the ETFs that hold them. ...
Calculating expected returns on the sale of real estate
Yan is selling his home and wants to know how to price it to ensure he turns a profit. ...
Should you leave corporate savings in your company?
Chris has a lot of money saved in his corporate bank account and wants to take it out with the least amount of tax....
What happens to your TFSA when you die
This is how a TFSA gets distributed in the event of a death, plus, info on making sure it is not subject to probate....
Principal residence exemption on death and capital gains with joint tenancy
There are rules around capital gains on the sale of joint property in Canada. But how does death affect tax and probate fees for...
Why the mortgage stress test isn’t the villain it was made...
The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be a saving grace for many...
Capital gains on subdivided land, and HST on vacant land
For property that you can subdivide, you can sell some of the land and build a house on the rest. But would you owe...
Understanding the 1994 capital gains tax election
There is a $100,000 capital gains exemption that applied until 1994. Find out if it can be used to reduce the tax payable on...
Should you start OAS if you are still working?
Not retired yet? Wondering about applying for Old Age Security? Here are the things to consider first. ...
Capital gains when selling property to family
If you sell a property to a relative for a bargain price, does that mean you pay less tax for capital gains? ...
Recent Posts
Using The Wealth Formula to boost investment success
Understanding the six forces that affect how your money grows, and how they may pull you and your money in different directions—often at the...
What is an emergency fund and how to build one
An emergency fund is a financial safety net designed to cover unexpected but necessary expenses, or bridge the temporary loss of income between jobs....
Can Canadian seniors collect government benefits while still working?
Rose is transitioning to semi-retirement at 65, and wonders about the tax and clawback implications of receiving CPP and OAS. ...
A guide to the best robo-advisors in Canada for 2022
Find out which robo-advisor is right for you. ...
How to draw money out of your corporation in retirement
When you have money saved in a corporation, retirement planning can be a little more complicated. But it can be done. ...